Jack B. Turner & Associates operates this web site for the use and convenience of its clients and other visitors. Information on this web site is provided “AS IS” without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. This site is not intended to serve as a source of legal, financial, accounting or tax advice.
JBT & Associates will not release any information regarding client accounts or policies to any third party; nor will JBT & Associates use your data for any purpose other than what is described in this web site.
Policyholders, clients and others viewing information regarding products, services, and account information should contact their JBT & Associates representative before making any decisions based on information found in this web site. This web site is not designed to advance or sell particular products or services. Some products mentioned in the web site are offered through a prospectus. The prospectus should be read carefully before investing or sending money.
Representatives in this office are licensed to sell insurance products in:
- California (License # xxxxxx)
- New Jersey
- North Carolina
- South Carolina
- West Virginia
Representatives in this office are licensed to sell securities products in:
Securities offered through registered representatives of Walnut Street Securities Inc. (WSS), member FINRA/SIPC a MetLife Company. JBT & Associates is not a subsidiary or control affiliate of WSS. Unauthorized copying, reproduction, transmitting, duplication, or use of information on this web site is prohibited. Investment advisory services offered independently of WSS through JBT & Associates.
At Walnut Street Securities, Inc. we know you buy products and services through us because you trust us. This notice explains how we protect your privacy and treat your personal information. It applies to current and former customers. “Personal information” here means anything we know about you personally.
Protecting Your Information
We take important steps to protect your personal information. We treat it as confidential. We tell our employees to take care in handling it. We limit access to those who need it to perform their jobs. Our outside service providers must also protect it, and use it only to meet our business needs. We also take steps to protect our systems from unauthorized access. We comply with all laws that apply to us.
Collecting Your Information
We typically collect your name, address, age, and other relevant information. For example, we may ask about your:
We may also collect information about any business you have with us, our affiliates, or other companies. Our affiliates include life, car, and home insurers. They also include a bank, a legal plans company, and securities broker-dealers. In the future, we may also have affiliates in other businesses.
How We Get Your Information
We get your personal information mostly from you. We may also use outside sources to help ensure our records are correct and complete. These sources may include consumer reporting agencies, employers, other financial institutions, adult relatives, and others. These sources may give us reports or share what they know with others. We don’t control the accuracy of information outside sources give us. If you want to make any changes to information we receive from others about you, you must contact those sources.
Using Your Information
We collect your personal information to help us decide if you’re eligible for our products or services. We may also need it to verify identities to help deter fraud, money laundering, or other crimes. How we use this information depends on what products and services you have or want from us. It also depends on what laws apply to those products and services. For example, we may also use your information to:
Sharing Your Information With Others
We may share your personal information with your consent or as permitted or required by law. For example, we may share your information with businesses hired to carry out services for us. We may also share it with our affiliated or unaffiliated business partners through join marketing agreements. In those situations, we share your information to jointly offer you products and services or have others offer you products and services we endorse or sponsor. Other reasons we may share your information include:
Additionally, your representative may change brokerage firms and may take your personal information to the new firm so that your representative may continue to provide services to you through the new firm.
For Marketing Purposes: You may tell us not to share your information with our affiliates for their own marketing purposes or unaffiliated business partners as part of a joint marketing arrangement. Even if you don’t “opt out,” we will not share your information with unaffiliated companies for their own marketing purposes without a joint marketing arrangement. We will give you an “opt-out” form when we first issue your policy. You can also “opt out” anytime by contacting your Agent directly or contacting us at:
MetLife Privacy Office
P. O. Box 489
Warwick, Rhode Island 02887-9954
For Representatives Changing Brokerage Firms: If you don’t want your representative to transfer your personal information now or in the future please call us.
For Walnut Street Securities, call (877) WALNUT1.
If you hold a policy or account jointly with someone else, we will accept instructions from either of you, and apply them to the entire policy or account.
Accessing and Correcting Your Information
You may ask us for a copy of the personal information we have about you. Generally, we will provide it as long as it is reasonably retrievable and within our control. You must make your request in writing listing the account or policy numbers with the information you want to access. For legal reasons, we may not show you anything we learned as part of a claim or lawsuit, unless required by law. If you tell us that what we know about you is incorrect, we will review it. If we agree, we will update our records. Otherwise, you may dispute our findings in writing, and we will include your statement whenever we give your disputed information to anyone outside MetLife.
We want you to understand how we protect your privacy. If you have any questions about this notice, please contact us. When you write, include your name, address, and policy or account number.
Send privacy questions to:
MetLife Privacy Office
P. O. Box 489
Warwick, RI 02887-9954
We may revise this privacy notice. If we make any material changes, we will notify you as required by law. We provide this privacy notice to you We provide this privacy notice to you on behalf of WSS, a MetLife Company.